Foreclosure, Repossession and Harassment

Fighting Foreclosure, Repossession, and Harassment

If you are in serious financial trouble and having trouble making ends meet, nothing is more damaging to your attempts to recover than pressure and threats. You have accumulated a significant amount of debt and do your best to pay the bills, but creditors harass you with threats to take action. The thought of losing your car to repossession or even your home to foreclosure can immobilize you and dampen your dreams of a financially secure future.

At Chang & Diamond, APC, in San Diego, California, we work to put a stop to harassment, foreclosure, and repossession. Contact us today.

Bankruptcy as a Solution

If you are behind on mortgage or vehicle payments due to loss of income but have gone back to work, filing for Chapter 13 bankruptcy may be the solution you have been looking for. When you declare under Chapter 13, your payments in arrears are consolidated with other debt so that you can make a fresh start.

Bankruptcy filings give rise to an automatic stay. In other words, creditors are prevented from calling you, writing you, repossessing your car, or foreclosing on your property once you have declared bankruptcy.

Harassment

If you are still being harassed by creditors during the bankruptcy process, you can refer them to our attorneys. We are strong advocates on behalf of our clients. Let a lawyer deal with harassing creditors and alleviate the pressure you feel.

For more information on the bankruptcy services we provide, set up a free initial consultation with Chang & Diamond, APC. Contact us today.