San Diego Wage Garnishment Lawyer

Helping Clients Deal with Wage Garnishment Issues

One way that creditors will seek repayment of debts is to see that your wages are garnished. Once a garnishment has been ordered, it happens automatically, leaving you with few options for dealing with the situation. This can often leave people feeling embarrassed, as employers are informed of the garnishment in order for the wages to be taken.

If your wages are being garnished or you are facing the potential garnishment of your paycheck, enlist the assistance of our experienced legal team at Chang & Diamond, APC. We are knowledgeable bankruptcy attorneys who can explain how the garnishment works and help you understand how we may prevent it from happening or remedy the situation.

Notice of a Garnishment

A garnishment does not just happen overnight. An individual who owes money on a car loan, credit card debt or other debts is notified that they are being sued by a creditor or multiple creditors. If you do not see to it that this lawsuit is addressed by ignoring it or otherwise tossing it aside, a default judgment will be entered against you. This allows the creditor to have your wages garnished in order to gain payment on the debt.

If you have received a notice that you are being sued, take action immediately to prevent a default judgment and garnishment from happening. The earlier you become involved in seeking a solution to your problems, the better off you will be. A member of our firm can assess your situation and determine the best way in which to proceed. In many cases, that means filing for bankruptcy to stop the collection actions against you. However, this is not always the case. We make determinations on a case-by-case basis.

Debt is not like fine wine − it does not get better with age. Take control of your debt before it gets to the point at which your wages may be garnished. For more information or to begin getting a handle on your financial situation, contact a lawyer at Chang & Diamond, APC, today and schedule a free initial consultation. Members of our staff speak Spanish in order to assist clients in need of translation services.