Asset Protection and Exemption
After successfully helping many clients decide whether bankruptcy was right for them, the lawyers of Chang & Diamond, APC, understand that one consistent fear is the potential loss of assets. You worry that declaring bankruptcy will result in the loss of your home or your car. Our bankruptcy lawyers serve clients just like you in San Diego & Riverside County and throughout Southern California, providing the information you need to protect your assets and become aware of exemptions that may be available to you. Contact Chang & Diamond, APC, today. “Thank you for your support, understanding, and help through such a difficult time in our lives. We greatly appreciate everything that you were able to help us through.”—Stacy, San Diego
Bankruptcy is a product of federal statute. But the laws that govern bankruptcy use state exemptions to determine which assets you can and cannot protect. These state law exemptions allow every resident to protect assets from the reach of creditors. Our mission is to dispel the popular myths concerning bankruptcy, one of many being that you lose all your assets after filing for bankruptcy. The new laws may be more restrictive on the matter, but many are unaware of the fact that declaring bankrupcy can actually help to protect your house, car, retirement accounts and other assets from creditors. When you consult with the attorneys of Chang & Diamond, APC, we apply your facts to the law and tell you if any of your property is at risk.
At Chang & Diamond, APC, nothing is done on any case until every client perfectly understands what is and is not at risk in filing. Our philosophy of service is based on educating clients on the intricacies of bankruptcy. Many people fail to understand that the process of bankruptcy is complex. Your property and paycheck are important to you, and capable legal assistance can help you protect them. As you contemplate getting the legal assistance you need, it may seem that paying lawyer’s fees is one expense too many. At Chang & Diamond, APC, we are happy to work with you on a payment arrangement. Contact our team today to schedule a free initial consultation.
“I wanted to tell you how wonderful your office was to me during the past months. Bankruptcy can be a nightmare, but your team was pleasant and did what they said they would do. I am thankful that my bankruptcy has been resolved and is behind me. Please know you are appreciated.”—Sandy, San Diego