Bankruptcy Lawyers in San Diego

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Chang & Diamond, APCChang & Diamond Bankruptcy Lawyer Group of San Diego
4.8 Stars - Based on 20 User Reviews
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Expert

Over 30 years of experience
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Attorney’s accessible after hours and weekends

MISSION

We treat your case like it is our case
Attention
Personal attention
PRACTICE AREAS

Bankruptcy Law

Chapter 13
Restructure your secured debts and pay what you can afford to your unsecured creditors.
Chapter 7
Take a breath, reduce your stress and get a fresh start to your financial life.
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We proudly serve our military heroes and their families.
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Experienced And Qualified Representation

At the law office of Chang & Diamond, APC, our bankruptcy attorneys provide legal advice and representation in matters related to Bankruptcy, foreclosure, and workouts. Located in San Diego and Riverside County, California, our firm focuses solely on helping clients achieve freedom from debt through planning, creditor debt negotiation, and personal BK filings.

Contact Chang & Diamond today to schedule a free initial consultation. Learn how filing for bankruptcy protection will protect your assets and give you a fresh start.

Informative - We respond to messages and emails almost immediately

Accessible - We want to hear from our clients so we make ourselves accessible to them.

Experienced - Over 30 years of personal attention to cases like yours.

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LAWYERS

San Diego’s Bankruptcy Attorneys You Can Trust

Richard E. Chang
Richard E. Chang graduated from DePaul Law School in 1994 and has over a decade of experience helping people in dire financial circumstances. Mr. Chang lives in San Diego with his wife, two children, and their cats Peanut and Jelly. In his off time, he enjoys being the personal chauffeur to his son and daughter taking them to their various activities.
Steven J. Diamond
Steven J. Diamond graduated from John Marshall Law School in 1992 and has since dedicated his practice to protecting consumers and their rights. He resides in San Diego with his wife, three kids, two dogs and one cat.
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Areas Served

Chula Vista

Clairemont Mesa

East Lake

El Cajon

Escondido

Imperial Beach

La Mesa

Mira Mesa

Oceanside

Poway

Rancho Bernardo

San Marcos

Encinitas

Carlsbad

La Jolla

Santee

Frequently Asked Questions

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Do You Need To File For Bankruptcy?

While you may have been led to believe that bankruptcy is bad, it can actually solve your financial problems and help you start fresh. Here are some of the signs you should consider hiring a bankruptcy attorney:

  • You have to borrow money from your friends and family.
  • You can’t keep up with your bills.
  • It’s becoming hard to afford basic necessities.
  • You’re deep in credit card debt.
  • Creditors are harassing you.
  • You might be facing foreclosure and wage garnishments.

Can You File For Bankruptcy Without An Attorney?

Yes, you can file for bankruptcy on your own. However, as this is about your financial future and dealing with serious debts and creditors, it’s best to have a qualified bankruptcy lawyer with extensive experience by your side guiding and advising you throughout the proceedings.

What Are The Benefits Of Filing For Bankruptcy?

When you think there’s no way out, filing for bankruptcy with the help of a reliable bankruptcy attorney in San Diego will bring you the relief you need. You can also expect the following benefits:

  • Regaining financial freedom.
  • Getting rid of debt.
  • Preventing property repossession.
  • Stopping collection actions.
  • Handling creditors.
  • Keeping your assets.

How Long Do Bankruptcy Cases Last?

The exact time frame varies on a case-by-case basis and depends on the Chapter you file. If you file Chapter 7, it may last four to five months. On the other hand, Chapter 13 typically lasts as long as it’s necessary to pay off the debt, which could be several years. Reach out to our seasoned bankruptcy attorneys in San Diego, and they’ll give you more precise information during your free initial consultation.

What Can A Bankruptcy Lawyer Do For You?

When you’re already overwhelmed by debt, you need a trustworthy and capable bankruptcy attorney to help you on your journey to financial stability. They will:

  • Explain the entire bankruptcy process to you.
  • Answer any questions you might have.
  • Provide you with professional legal representation from start to finish.
  • Handle your creditors instead of you.
  • Make sure your claim is filed in a correct and timely manner.

How Do You Find The Best Bankruptcy Attorney?

The choice of a bankruptcy lawyer is of the utmost importance for your case. You want to find a professional with the necessary qualifications to guide you through the process successfully. Other qualities and details you should search for are:

  • Having extensive experience.
  • Specializing in bankruptcy.
  • Positive reviews and client testimonials.
  • Being familiar with local bankruptcy rules and procedures in San Diego.

Which Bankruptcy Lawyer Iin San Diego & The Surrounding Area Should You Hire?

At Chang & Diamond, our expert bankruptcy attorneys are there for you every step of the way. From the no-charge initial consultation to the filings and proceeding and the very end when you get your fresh start, you’ll get our undivided attention and expertise for whatever you need. Give us a call, schedule your appointment, and let us take you to a debt-free future.