Let our trusted bankruptcy attorneys take over your case

The fall-out from the current economic crisis is unlikely to abate any time soon. Many homeowners and businesses face difficult decisions regarding being bankrupted and curbing spending. Our knowledgeable bankruptcy lawyers, Chang & Diamond, dedicate their practice to providing clients across San Diego County with legal assistance that is experienced and affordable. Many myths still exist regarding bankruptcy declarations. Our aim is to clear up the misinformation, inform our clients of the benefits of filing for personal bankruptcy, and provide caring and comprehensive legal service.

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    San Diego’s bankruptcy attorneys you can trust

    Richard E. Chang

    Richard E. Chang graduated from DePaul Law School in 1994 and has over a decade of experience helping people in dire financial circumstances. Mr. Chang lives in San Diego with his wife, two children, and their cats Peanut and Jelly. In his off time, he enjoys being the personal chauffeur to his son and daughter taking them to their various activities.

    Steven J. Diamond

    Steven J. Diamond graduated from John Marshall Law School in 1992 and has since dedicated his practice to protecting consumers and their rights. He resides in San Diego with his wife, three kids, two dogs and one cat. Steven is also heavily involved with Ramona Pony Baseball. He is a Travel baseball coach and National Travel Baseball Advisor.
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    Chapter 13

    Our attorneys understand your desire to pay off your debt and honor your obligations.

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    Chapter 7

    Speak with our attorneys today to find out how we work to help you recover from bankruptcy.

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    Our bankruptcy lawyers have over sixteen years of experience assisting the Military.

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    Find out why we’re some of the best bankruptcy attorneys in San Diego

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    At the law office of Chang & Diamond, APC, our bankruptcy attorneys provide legal advice and representation in matters related to Bankruptcy, foreclosure, and workouts. Located in San Diego and Riverside County, California, our firm focuses solely on helping clients achieve freedom from debt through planning, creditor debt negotiation, and personal BK filings.

    Contact Chang & Diamond today to schedule a free initial consultation. Learn how to seek the debt relief that we have found for our many clients in SD and Riverside County and throughout Southern California, including Downtown, Chula Vista, San Marcos, Rancho Bernardo, El Cajon, & Temecula. We also employ Spanish-speaking staff members to assist you.


    A large part of the service that we provide our clients is education. We believe knowledge is crucial to your ability to make decisions that will give you peace of mind. Whether you have questions regarding Chapter 7 or Chapter 13, our bankruptcy attorneys are here to inform and empower you.

    We can explain how to choose the best bankruptcy lawyer who can handle your chapter 11 or 13, whether you can file for it, the benefits of filing, dispel any myths that you may have heard, how it may affect taxes, and address wage garnishment matters.


    Our bankruptcy lawyers practice out of our main Riverside County office, but we also have several satellite offices where we can meet to discuss your financial issues. Our bankruptcy attorney in San Diego will travel throughout Southern California to make it more convenient for you to seek the advice and debt relief you need.


    Because we focus on filings, we have comprehensive and current knowledge of the pertinent law. As a result, we provide service that consistently meets our clients’ debt-relief goals. When you consult with us about personal BK, our bankruptcy lawyers can share success story after success story − powerful examples of individuals who thought they would face a lifetime of debt but achieved financial freedom and economic security.

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    Frequently Asked Questions

    Do you need to file for bankruptcy?

    While you may have been led to believe that bankruptcy is bad, it can actually solve your financial problems and help you start fresh. Here are some of the signs you should consider hiring a bankruptcy attorney:

    • You have to borrow money from your friends and family.
    • You can’t keep up with your bills.
    • It’s becoming hard to afford basic necessities.
    • You’re deep in credit card debt.
    • Creditors are harassing you.
    • You might be facing foreclosure and wage garnishments.

    Can you file for bankruptcy without an attorney?

    Yes, you can file for bankruptcy on your own. However, as this is about your financial future and dealing with serious debts and creditors, it’s best to have a qualified bankruptcy lawyer with extensive experience by your side guiding and advising you throughout the proceedings.

    What are the benefits of filing for bankruptcy?

    When you think there’s no way out, filing for bankruptcy with the help of a reliable bankruptcy attorney in San Diego will bring you the relief you need. You can also expect the following benefits:

    • Regaining financial freedom.
    • Getting rid of debt.
    • Preventing property repossession.
    • Stopping collection actions.
    • Handling creditors.
    • Keeping your assets.

    How long do bankruptcy cases last?

    The exact time frame varies on a case-by-case basis and depends on the Chapter you file. If you file Chapter 7, it may last four to five months. On the other hand, Chapter 13 typically lasts as long as it’s necessary to pay off the debt, which could be several years. Reach out to our seasoned bankruptcy attorneys in San Diego, and they’ll give you more precise information during your free initial consultation.

    What can a bankruptcy lawyer do for you?

    When you’re already overwhelmed by debt, you need a trustworthy and capable bankruptcy attorney to help you on your journey to financial stability. They will:

    • Explain the entire bankruptcy process to you.
    • Answer any questions you might have.
    • Provide you with professional legal representation from start to finish.
    • Handle your creditors instead of you.
    • Make sure your claim is filed in a correct and timely manner.

    How do you find the best bankruptcy attorney?

    The choice of a bankruptcy lawyer is of the utmost importance for your case. You want to find a professional with the necessary qualifications to guide you through the process successfully. Other qualities and details you should search for are:

    • Having extensive experience.
    • Specializing in bankruptcy.
    • Positive reviews and client testimonials.
    • Being familiar with local bankruptcy rules and procedures in San Diego.

    Which bankruptcy lawyer in San Diego & the surrounding area should you hire?

    At Chang & Diamond, our expert bankruptcy attorneys are there for you every step of the way. From the no-charge initial consultation to the filings and proceeding and the very end when you get your fresh start, you’ll get our undivided attention and expertise for whatever you need. Give us a call, schedule your appointment, and let us take you to a debt-free future.

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