Hats off for making this tough judgment call. Deciding to file for bankruptcy is not easy considering the many years of hard work you’ve already put in your career. Financial matters are personal, and in most cases, we don’t care to share them with many people.
However, when it comes to filing for bankruptcy, you cannot do it alone. The time to suffer in silence is gone. At Chang & Diamond, we appreciate the importance of finding a good bankruptcy attorney who can help make your situation less painful than it already is.
As a result, we have compiled some useful tips that can help you decide on the best lawyers to assist you in easing the burden of debt on your shoulders.
Communication is a two-way thing. One is where you explain your financial situation and ask relevant questions. The second, is a good Escondido bankruptcy lawyer that should be a good listener and able to answer your questions in the best way possible.
Filing for bankruptcy is a process that involves a lot of paperwork. Again, it is not something that will last one day. Therefore, a good bankruptcy lawyer should return your emails and calls promptly.
You will be able to know whether that attorney is a good option during the initial stages. If you can hardly get in touch with them during this period, chances are you may not be adequately prepared for the case.
Probably, this goes without saying, however not any lawyer can represent you in a bankruptcy case. Your ideal choice for a bankruptcy attorney should be competent in the area, and with sufficient experience. Experience is a crucial aspect in bankruptcy cases, due to the nature in which they vary in complexity.
A lawyer who regularly practices bankruptcy law can foresee the possible drawbacks surrounding your case. This will save you valuable time, money and probably your assets.
Your entire future is dependent on how successfully your bankruptcy case goes. That is too much to bank on a first-time practitioner. Our Escondido bankruptcy attorneys have a solid track record of helping clients with their debt relief cases.
We understand that you are not very able to spend largely on legal fees right now, due to your financial predicament. Nevertheless, as your bankruptcy attorneys, we will not charge the initial consultation, so that you may have a free assessment of whether or not your case falls under Chapter 13 or Chapter 7 of bankruptcy.
For chapter 13, we run with the costs that are mandated by the court, while for Chapter 7, we quote a reasonable fee which doesn’t have to be paid in full before we can file your case. Making a decision solely based on how much a bankruptcy attorney charges is not advisable. This is because your cheapest bankruptcy lawyer isn’t your best bet. They could be cheap as a compromise for their competence or experience.
Filing for bankruptcy requires that you have the excellent counsel and representation. Otherwise, you may end up losing the very same things you are working hard to save. When doing your research, make sure that you consider a firm with a combination of the above aspects. When you choose us as your bankruptcy attorney in Escondido, and you will not regret the outcome.