Respected Bankruptcy Attorneys in Poway & Beyond

We are living in hard economic time. There are more homeowners and businesses seeking to file for bankruptcy compared to several years ago. If you find filing for bankruptcy to be a complex field of law, don’t get surprised at all because you are far from alone.

Chang & Diamond are here to offer the help you require in case you’re drowning in medical debt, credit card payments, or any other forms of unsecured and secured debts. We to think we are the most caring, efficient, reasonably priced and best bankruptcy attorneys in Poway. Contact us so we can put creditor harassment to an end.

Detail-oriented guidance from the start

We understand this is an extremely difficult decision to make and likely the only way out to deal with abusive creditors or collection agencies. However, you’ll be taking responsibility for your situation so that you can quickly clear out what you are owed and rebuild your life. What’s more, bankruptcy gets a bad reputation as it’s a fresh start, not a scarlet letter.

We provide personal attention to your specific debt situation so that we understand what you’re dealing with and advise you on the right course of action to take. We give answers to all your inquiries and explain the law so you make an informed decision. Contact us today and your trusted bankruptcy lawyers in Poway will help you take the first steps in your new debt-free life.

What our happy clients say about us

This was the best experience I could have imagined with a bankruptcy attorney. I had been ill and Chang & Diamond took care of everything for me. They went far and above the course of duty to make this an easy process. I didn’t know a law office would actually take the time to be so courteous and show a personal interest. I would recommend Chang & Diamond to anyone who has bankruptcy needs. The entire office was exceedingly kind and efficient.

-CC, San Marcos

5/5 Stars on Yelp – They earned it. This firm made the BK process smooth and stress free. We initially met with Steve Diamond, who was professional and very helpful. The staff communicated with us via phone and emails for necessary documents. Richard Chang represented our case. In our opinion, Mr Chang was most prepared and confident attorney we witnessed in the hearings. The case took about 5 – 10 minutes. Thanks to all the staff for an excellent job.

-JS

Facing bankruptcy, we needed legal advice and a plan to avoid any missteps. Our attorney, Alison Maloof of Chang & Diamond, guided us through the process and was always available with answers to our questions. Richard Chang superbly represented us at the bankruptcy hearing. From start to finish the process went smoothly. Alison and Richard gave us our fresh start and we couldn’t be more grateful for all their efforts.

-Our very best, A & D

Let your bankruptcy attorney handle every step of the proceedings

To determine which type of bankruptcy will give you financial freedom easily, we begin by assessing your financial situation, including your current debts, income, assets, and anything else that relates to your finances. We’ll collect the necessary documents, file them on your behalf in a timely manner, and provide you with professional legal representation. Feel free to ask your bankruptcy lawyer in Poway any questions you might have throughout the process.

Expert guidance every step of the way

As reliable Poway bankruptcy lawyers, we don’t just tell you what to do and leave the rest in your hands. We work with you from the initial consultation, preparing the required documentation, meeting your creditors, and preparing you for questions you may need to answer under oath. Most importantly, we remain available long after your case is closed to ensure your creditors won’t continue bothering you.

Choose an experienced bankruptcy lawyer in Poway

We’ve been providing legal representation services for bankruptcy cases for almost 20 years in Poway and its surroundings. We’ve acquired extensive experience needed for smooth legal representation. Our bankruptcy attorneys are highly qualified for evaluating whether you can bring up a lawsuit against your creditors and their lawyers, especially if you have been a victim of unlawful harassment. We always aim at devising a personalized strategy that will bring back our client’s financial stability.

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Frequently Asked Questions

What are the benefits of filing for bankruptcy?

If you’re wondering what you might expect once you hire a bankruptcy lawyer and file for bankruptcy in Poway, here are some of the perks:

Discharge some or all your debt.
Prevent creditor harassment.
Stop any collection activities and lawsuits.
Keep all or most of your assets.

What mistakes should you look out for in the bankruptcy process?

Filing for bankruptcy in Poway may be a complicated process, especially without a reliable bankruptcy attorney by your side. Here are some mistakes you should steer clear of:

Borrowing money and going into debt even further.
Not disclosing all your assets.
Not choosing the right Chapter.
Submitting your claim and documents late.

Why should you file for bankruptcy with a professional lawyer?

While you may be able to file for bankruptcy on your own, if you want to reap the most benefits and avoid making mistakes, you should hire an expert bankruptcy attorney in Poway. The benefits of having professional legal representations are:

Getting answers to your questions and all the necessary information.
Having expert guidance through all the proceedings.
Collecting all documents and filing them in a timely manner.
Deciding on the best Chapter for your case.
Having a professional handling your creditors.

What type of debt can bankruptcy eliminate?

A bankruptcy attorney in Poway can assist you in eliminating the following debt:

Personal loans.
Overdue credit card fees.
Business debts.
Unpaid taxes and penalties.
Unpaid utility bills.
Overdue rent.
Medical bills.

Which bankruptcy attorney in Poway & the region should you hire?

At Chang & Diamond, we take a personalized approach and make sure our clients are in the loop every step of the way. Our seasoned bankruptcy lawyers are at your disposal for any questions, clarifications, and assistance. Let us do all the work from filing to getting your debts discharged whether that’s in Poway, across San Diego County, or beyond.

Reach out to us if you need:

Expert bankruptcy representation in La Mesa
Professional legal services in Encinitas
Help getting financial freedom in San Diego

Give us a call or schedule your free consultation online. We’re looking forward to helping you!